Introduction to Our Terms of Business

Introduction to Our Terms of Business

Please read these terms and conditions carefully, they contain important information about the Customer's (Your) rights and obligations. These terms and conditions can be printed by clicking on the print icon on the browser whilst within the appropriate document.


”The Company” means:
"LSG" &" The Legal Services Guild" are trademarks and a trading style of Spicer Finch Limited, a company incorporated in England under Company No 07256742 whose trading address is 5 Millbank House, Riverside Business Park, Wilmslow, Cheshire, SK9 1BJ | Operated under licence by LSGI Limited a company incorporated in England under Company No 08066308 whose trading address is 5 Millbank House, Riverside Business Park, Wilmslow, Cheshire, SK9 1BJ.

LawCard is operated by LSGI Limited whose registered number is 08066808 and whose principal trading address is 5 Millbank House, Riverside Business Park, Wilmslow, SK9 IBJ. LawCard is a Registered Trademark (trademark number 2559704).

“Customer” means any person, company, firm or organisation that uses the Company website(s) on which these terms of Business appear.

Nature of the Company Websites

These websites provide places for Customers to obtain information about products and services that it provides. We also provide online facilities for purchasing those goods and services. Please note that this website is available only to individuals that can form legally binding contracts under applicable law, including but not limited to age restrictions with regard to the purchase of alcohol or alcohol related products.

Insurance and Legal products are not supplied by and We accept no responsibility or liability whatsoever in connection with the sale or advice of Insurance and/or legal goods and/or services. Separate terms and conditions apply to the purchase of all such goods and services and will be supplied by the appropriate vendor of the advice and/or goods and/or services which the Customer may make enquiry or purchase.

If there is any conflict or ambiguity between the clauses of these terms and conditions and those that are specific to the terms and conditions that apply to any individual or specific service or goods provided the conflict shall be resolved in accordance with the following order of precedence;

1) The Specific Terms (the suppliers terms and conditions)
2) The General Terms (these terms and conditions)

Information provided by the Customer to Us

The following applies to any information provided by the Customer:-

a) The Customer authorises the use, storage or otherwise processing of any personal information which relates to and identifies the Customer, including but not limited to the Customer's name and address, to the extent reasonably necessary to provide the services which are available through this website by Us, our partners, successors, associates, sub-contractors or other third parties (together the 'Partner Companies') and for our marketing purposes but always subject always to the Privacy Policy.
b) If the Customer sends personal correspondence such as e-mails or letters to The Company then The Company may collect this information into a file specific to the Customer (together, the various purposes set out in this paragraph and in the Privacy Policy shall be known as 'the Purposes'). All such information collected by The Company shall be referred to in these terms and conditions as 'Personal Information'.
c) The Customer must ensure that the Personal Information provided is accurate and complete and that registration details (where applicable) contain the Customer's correct name, address and other requested details. For more information about how We deal with Customers' Personal Information, please read the Privacy Policy.

By accepting these terms and conditions, the Customer agrees to the processing and disclosure of the Personal Information for the Purposes, subject to the Customer's right to change such usage as set out in the Privacy Policy. If the Customer would like to review or modify any part of his/her Personal Information then the Customer should either e-mail The Company at [email protected] or write to The Company at the address set out below.

5 Millbank House,
Riverside Business Park,

The Customer warrants and undertakes that it will not use this website for any purpose that is illegal or prohibited by these terms and conditions, including without limitation the posting or transmitting of any libellous, defamatory, inflammatory or obscene material. If the Customer breaches these terms and conditions then permission to use this website terminates immediately without the necessity of any notice being given. The Company retains the right to deny access to any person who fails to comply with these terms and conditions.


The Customer is solely responsible in all respects for all use of and for protecting the confidentiality of any e-mail verification or other information relating to the Customer's order that may be given. The Customer may not share such information or transfer such information to any third parties. The Customer must notify The Company immediately if he/she becomes aware of any breach of security regarding this website.

Applicability of online materials

Unless otherwise specified all content and materials published on this website are presented solely for the Customer's private, personal and non-commercial use.

This website is controlled and operated by The Company from various offices on a worldwide basis, with the principal point of contact being.

5 Millbank House,
Riverside Business Park,

Where content published on this website is supplied by third parties, the Customer must understand that The Company does not control or endorse such content in any way. Any content which is offered by third parties is published in good faith, but for the avoidance of doubt The Company does not (to the extent permitted by applicable law) accept responsibility for the accuracy or otherwise of such content (whether published on or offline) and the use of such content. The Customer assumes total responsibility and risk for use of this website and use of all information contained within it.

The Company has used its best endeavours to ensure that this website complies with UK laws. However, The Company makes no representations that the materials on this website are appropriate or available for use in locations outside the UK. Those who visit this website from other locations do so on their own initiative and are responsible for compliance with all applicable laws. If use of this website and/or viewing of it, or use of any material or content in this website or services, or products offered through this website are contrary to or infringe any applicable law in the Customer's jurisdiction(s), the Customer is not authorised to view or use this website and must leave this website immediately.

Copyright and Monitoring

The contents of this website, including all rights vested in the The Company name and logo, are protected by international copyright laws and other intellectual property rights. All products and logos mentioned in this website are the trademarks, service marks or trading names of their respective owners. The Customer may not modify, copy, reproduce, republish, upload, post, transmit or distribute, by any means or in any manner, any material or information on or downloaded from this website including but not limited to text, graphics, video, messages, code and/or software without prior written consent, except where expressly invited to do so.

Linked sites

The Company makes no representations whatsoever about any other websites which the Customer may access through this website or which may link to this website. When accessing any other website the Customer understands that it is independent from The Company who holds no control over the content or availability of that other website. In addition, a link to any other website does not mean that
The Company endorses or accepts any responsibility for the content, or the use of, such a website and The Company shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available on or through any other website or resource. Any concerns regarding any external link should be directed to its website administrator or web master.

Availability of this website

The Company will try to make this website available but cannot guarantee that this website will operate continuously or without interruptions or be error free and can accept no liability for its unavailability. The Customer must not attempt to interfere with the proper working of this website and, in particular, must not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other Internet connected device.


The Company promises that for any registered Customer from this website' The Company has the right to register the Customer to the scheme as described. The Company excludes all other express or implied terms, conditions, warranties, representations or endorsements whatsoever with regard to this website or any information or service provided through this website. The Company will do its best to ensure that all materials and information published on this website are accurate, but please note that all content materials and information on this website are provided on an 'as is' basis and the Customer assumes total responsibility and risk for use of this website and use of all information contained within it.

Subject only to any acceptance of liability stated within this document The Company accepts no liability for any indirect or consequential loss or damage, or for any loss of data, profit, revenue or business (whether direct or indirect) in each case, however caused, even if foreseeable. In circumstances where the Customer suffers loss or damage arising out of or in connection with the viewing, use of, performance of this website or its contents. The Company accepts no liability for this loss or damage whether due to inaccuracy, error, omission or any other cause and whether on the part of The Company or its servants, agents or any other person or entity.

Any limitation on liability does not apply to any liability The Company may have for death or personal injury resulting from its negligence or for fraudulent misrepresentation.

The Customer is responsible for ensuring that his/her computer system meets all relevant technical specifications necessary to use this website and is compatible with this website. The Customer also understands that The Company cannot and does not guarantee or warrant that any material available for downloading from this website will be free from infection, viruses and/or other code that has contaminating or destructive properties. The Customer is responsible for implementing sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy his/her particular requirements for the accuracy of data input and output.

The limitations and exclusions in this clause do not affect the Customer's non-excludable statutory rights and only apply to the extent permitted by applicable law.


The Company may assign, transfer or subcontract any or all of its rights and obligations under these terms and conditions at any time.

The Company may alter these terms and conditions from time to time and post the new version on this website, following which all use of this website will be governed by that version. The Customer must check the terms and conditions on the website regularly. The Company does not need to give notice of any change to these terms and conditions and the Customer's continued use of this website shall be deemed to be acceptance of any changes that have been made.

These terms and conditions together with the Privacy Policy are the whole agreement between The Company and the Customer. The Customer acknowledges that it has not entered into this agreement in reliance upon any statement, warranty or representation made by The Company or any other person and irrevocably and unconditionally waives any rights to claim damages and/or to rescind these terms and conditions by reason of any misrepresentation (other than a fraudulent misrepresentation) that is not contained in the terms and conditions and the Privacy Policy.

If any provision or term of these terms and conditions shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be divisible from the other terms and conditions and shall be deemed to be deleted from them.

These terms and conditions and use of this website are governed exclusively by English law and in using this website all customers agree to be bound by this condition.

Except in respect of a payment obligation, neither the Customer nor The Company will be held liable for any failure to perform any obligation to the other due to causes beyond the Customer or The Company's respective reasonable control.

Failure or delay by either party enforcing an obligation or exercising a right under these terms and conditions does not constitute a waiver of that obligation or right.

These terms and conditions do not confer any rights on any person or party (other than the Customer and/or The Company) pursuant to the Contracts (Rights of Third Parties) Act 1999.


All notices shall be given:

a) to The Company via e-mail at [email protected] or by post to The Company at their address as stated in Definitions
b) to the Customer at either the e-mail or postal address provided by the Customer.

All notices shall, except where otherwise specifically provided, be in writing exclusively in the English language and may be:

a) sent by e-mail, in which case it shall be deemed to have been served when an e-mail is received in full (or else on the next business day if it is received on a weekend or a public holiday in the place of receipt);
b) if within the United Kingdom, sent by first class pre paid post, in which case it shall be deemed to have been given 3 days after the date of posting; or
c) if from or to any place outside the United Kingdom, sent by pre paid priority airmail, in which case it shall be deemed to have been given seven Business Days after the date of posting.

Where The Company provides a translation it is provided “as is” as an aid to the Customer and is not to be relied on – all contracts shall be made in English and interpreted in sole accordance with English law.


These terms and conditions replace all other terms and conditions previously applicable to the use of this website. These terms may be replaced or updated without notice.